“Gratitude is the inward feeling of kindness received. Thankfulness is the natural impulse to...
Nigeria and Ghana
faster
transfer done right!
As seen on
Why Kaoshi ?
Lightening Fast Transfers
We leverage Open Finance APIs, to ensure that our transfers are completed in minutes.
Try it out
Low Cost
Find the best exchange rates for your money transfers and save on transfer fees.
See today’s exchange rates
Secure Transactions
We work with licensed partners and AES-256 encryption to ensure your money is always safe and secure.
How Secure is Kaoshi?
How Secure is Kaoshi?
Convenience
Send money directly to your beneficiary’s bank account. It’s as easy as it sounds.
Visit the marketplace
Visit the marketplace
Send & Receive Money to 
Nigeria 
Ghana
USA
United Kingdoms
Rest of the world
Ghana USA United Kingdoms Rest of the world
Send Money to Nigeria
Ghana
USA
United Kingdoms
Rest of the world
Nigeria
Ghana USA United Kingdoms Rest of the worldSend money to Nigeria directly into your beneficiary’s naira account from over 40 countries around the world.
Send Money Internationally
Send money to 14 countries across the world, from
Nigeria. Business payments, Tuition and even Pocket
Money have never been easier to send.
Request Money
or Payment Internationally
or Payment Internationally
Are you a freelancer or business owner? Request payments from international clients in over 40 countries around the world.
Peer to Peer Currency Swap
Our unique P2P platform enables seamless two-way money transfers and leverages the power of our strong user network to maintain great prices and competitiveness.
Get Started in 3 steps
and update contact info
is entered correctly
transfers
From our Blog
First it was our customer care team, then we threw the spotlight on the...
Quick Navigation Overview Before You Begin Step-by-Step Process Security & Support FAQ OVERVIEW Sending...
Frequently Asked Questions
We know how important it is for immigrants to remain in touch with their roots and understand the need to continue to show up for the ones they love back home. Kaoshi is the one-stop shop for immigrants’ financial needs in their home country. Using financial data and profiles of immigrants abroad, we provide access and control to essential services back in their home country. Services like remittance, health insurance coverage for loved ones, merchandise financing, mortgage, and more. Immigrants can now send money to Africa and be there for their loved ones just like they never left.
Any user in our established locations, 18 years of age and above
All you need is an email address and a bank account to open a Kaoshi Network account.
Kaoshi Network is currently a web-based platform. Nonetheless, the website is optimized for mobile use.
No, Kaoshi Network is not a money transmitter. Kaoshi Network is never in possession of a customer’s fund nor does it ever process any customer’s payment. Rather, Kaoshi Network utilizes real time financial data to enable users to send money internationally in a cheap and convenient manner. Kaoshi aggregates and links to other remittance service providers, allowing its users to shop across the different remittance services, and ensuring that they get the best service at any given time
P2P Swap is an exciting new product that allows you to send money internationally by swapping your currencies with other users looking to send money in the opposite direction. Because it is a direct swap between you and other users, you get the best deals – great exchange rates and low fees! Kaoshi Network allows you to engage in P2P swaps with other users on the Kaoshi Network. For more on this, check out this brochure
Kaoshi’s P2P swap allows you to send Naira to your recipient. US Dollars are still sent to Nigeria as required by the Central Bank of Nigeria’s recent remittance guideline, however, the US Dollars sent to Nigeria are swapped with other Kaoshi users who have Naira but are in need of US dollars. This is one of the merits of the P2P Swap. For more on this check out an article on our blog
How Secure is Kaoshi?
Our bank-level security encryption ensures your data is protected and secure from third parties.
Two-Factor Authentication is enabled for an additional layer of protection for our web application, transactions on the platform and for our users.
We are registered with both the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) and the Financial Crimes Enforcement Network (FinCEN) in the US in compliance with international Anti-Money Laundering (AML) laws.
Access to your financial data is only possible when permissioned by you, via our licensed partners like Plaid and Klarna.
What people are saying about us
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I am a repeat user of Kaoshi for remittances. The process is seamless and the times I have experienced glitches or match not found, my funds have been returned to me. Customer support is also very responsive and helps with resolving issues. I highly recommend Kaoshi!
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I truly appreciate the way the rep (Obinna) patiently walked me through the fund transfer process, step by step. Another thing is the reps are always available and you never have to wait long to be contacted by an actual human. That human connection is what’s missing in a lot of other brands’ customer service experiences these days. Kaoshi cares.
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I had. always had a problem with confirming payments after I send money on Kaoshi. It always showed “Bank connection down”, prolonging what should have been a seamless process, and making me need to contact Chioma for assistance. Recently, I gave her insights on how this could be corrected and to my surprise, during my last transaction, it had been solved and I did not have to reach her.
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First time of using them and I got prompt and effective communication from their team. My funds were also delivered promptly to my Nigerian account at a competitive rate as well. I was satisfied with their service and
I look forward to future engagement with their service.
Publications
September 6, 2022
Klarna Open Banking goes live in the UK, Partners with Kaoshi
May 28, 2019
Kaoshi Announced Finalist for the Africa Prize in Engineering Innovation
